How do I prove that money was a loan?
A signed loan agreement is best. Failing that: transfer slips with a clear reference, messages discussing repayment, part-repayments, or an acknowledgement. Gather the whole chain. A single transfer with no context is a weak basis.
What if I am being asked to repay?
Test the claim: the amount, the interest, the repayment dates and whether you already repaid in cash or kind. Keep proof of every payment. If the lender is a shareholder or related party, the company's accounts may show how the sum was recorded.
Can interest be claimed?
That depends on the agreement and the parties. We check whether interest was agreed and whether the rate stands up. See investment capital recovery for money advanced for property.
Documents to have ready
- Loan agreement or acknowledgement
- Bank transfer records
- Repayment records
- Messages about repayment
- Company ledger entries
Send us the documentsA short message and the key papers are enough for a first assessment.
WhatsApp usCommon questions
Is a cheque security for a loan enforceable?
A cheque is evidence of a debt, and the legal consequences of a dishonoured cheque are governed by current legislation. We check the position for your facts.
Can I recover an informal loan to a friend?
Yes, if you can prove it. Messages and transfers are often enough with careful presentation.
More on commercial debt recovery
This page is general information based on UAE and Dubai legislation as we understand it at the date of drafting. It is not legal advice. Laws are amended, and the right step depends on your documents and facts. Outcomes are never guaranteed.